New Group Questions

• How can I know if anyone in my company will be interested in this plan?
• How does this plan work and how does it save me money?
• What participation requirements do I need to have in order to qualify as a group?
• Who can be an eligible employee?
• What does it cost the company to have this program?
• How do I sign up my employees?
• What am I committing to as a company?
• How long has Careington been in business?
• Do we have to offer this as a payroll deduction program?
• How does this program compare with other dental plans?
• What is the Money Back Guarantee?
  

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Plan Questions

• How many times a year can my employees have their teeth cleaned?
• How do my employees use the plan?
• What qualifications determine if a dentist is eligible for our Provider Panel?
• Your employees dentist isn't currently on the Provider Panel. What can I do?
• What type of emergency coverage does CAREINGTON they have?
• Can the CAREINGTON Plan coordinate benefits with other insurance Companies?
• Who can my employees include as dependents? How do they add/drop dependents?

See if anyone is interested! Please print the attached survey and distribute to all the employess to see if there is interest in Careington Dental Plan.

This is a great way to check interest immediately and save everybody time.

Note: Make sure that people understand that this survey isn't asking for committment, just interest. Also ask that all surveys are returned as soon as possible, otherwise people might be interested but forget to turn these back in.

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By having over 7 million members, Careington is able to negotiate with dentists nationwide to drastically reduce their fee schedule (what they charge their patients).

To attract new patients dentists will contract with Careington to become participating providers - meaning they now accept the Careington program.

Then, this pool of over 7 million members go to the participating dental providers and save substantially with the reduced fee schedule.

The providers are happy as they now have many new patients, and our members are happy as they can save significantly in their dental costs....

It is a real win-win for everybody!

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You only need 3 participating employees to qualify as a group. This makes it easy to obtain necessary participation if you offer the program.

Most dental plans require some participation percentage among the employees in order to qualify as a group. This requirement can be hard to meet unless the employer is paying for it. The CAREINGTON plan can be a voluntary or partial voluntary program depending on what you, the employer decides.

The CAREINGTON dental program is designed to be as easy and uncomplicated as possible for the employer.

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An eligible employee can include full or part-time employees. Careington allows you, the employer to define eligibility requirements.

Offering an affordable dental plan for all employees can serve as a great attraction and retraining tool for potential and current employees.

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Nothing!

This is designed as a voluntary program (although some employers chose to pay for the plan because it is so inexpensive). There are no administrative fees, costs, etc. charged by CAREINGTON.

The only cost that might be associated with the program is the time it takes to set up payroll deduction.

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Step 1 -Print Enrollment Material: (You will be redirected to a new page for each PDF). Make copies of the above pages 1, 2, 3, and 4 and staple them together and distribute to yoru employees.

• Print Packet Instructions. This is a graphical illustration of the enrollment packet
  
  
• Page 1 - Print Corner Instructions. This page is actually 10 "corner instructions" to be printed, cut and stapled in the corner of the enrollment packet
  
  
• Page 2 - Print Enrollment Forms
  • ENGLISH - Enrollment Form
  • SPANISH - Enrollment Form
    
    
• Page 3 - Print Dental Schedule of Savings
  

  Select State Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware District of Columbia Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Washington West Virginia Wisconsin Wyoming  

  
  
• Page 4 - The Vision Schedule of Savings.

Step 2 - Distribute Enrollment Material and Collect Applications:

Distribute the enrollment material. For best results give 3-5 days for all employees to return applications once they receive them.

Click Here for Frequently Asked Questions and other enrollment help.

Step 3 - Print the Group Agreement and complete.

• Select "Non-Contributory" or "Contributory" - Non-Contributory means the employer contributes nothing to the monthly cost. Contributory means the Employer does contributes to the monthly membership cost.
• Select who you want to include in the plan. You can include Active, Retirees, Full Time, Part Time, Contract Workers, etc..

Now you have a group! (at least 3 must participate).
If less than 3 please call us at 1-800-372-7615.

Step 4: Mail in the following:

1. Employee applications (from Step 1 above)
2. Group Agreement (from Step 3 above)
3. Include check for first month's membership fees made out to Careington
4. Mail it in.

Click Here For Mailing Address

Your dental plan will begin the 1st of the following month! Please note on a cover letter to back date the group if applications are sent in after the first of the month.

Questions or Need Help?
PLEASE Call us at 1-800-372-7615

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There is no company commitment when you offer CAREINGTON dental plan to your employees.

We do have a group agreement that does need to be completed and signed. This agreement lets us know eligibility and provides your company a 12 month rate guarantee by us.

Also, on a group basis there are no application fees or monthly service fees.

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Unlike most dental benefit providers, CAREINGTON is the brainchild of two dentists. Over twenty years ago they realized that many people were not receiving proper dental care, due in large part to financial reasons.

Some companies were passing the high cost of dental benefits on to their employees, many of whom were choosing to let their families do without. Others were simply eliminating dental coverage from their benefits packages altogether.

In 1979, the doctors founded a member network that benefited both companies and individuals. They amassed a fraternity of dentists who agreed to charge considerably lower fees to their counterpart patient members . . . and it worked ! !

Their expertise gives CAREINGTON firsthand experience when it comes to understanding the care and needs of dental patients. Because of this industry knowledge, CAREINGTON members are offered a dental benefits package that is both comprehensive and current with the latest procedures.

Because CAREINGTON was among the first to offer quality dental coverage at a discount, we have had years to develop an extensive provider panel, with over 20,000 participating dentists. In fact our provider panel is one of the strongest in the country. Not only do we offer an extensive selection of doctors, but our credentialing system guarantees that our dentists have only the finest credentials. We also give the healthiest fee reductions - two to three times larger than most dental benefit companies.

With over 3 million satisfied members and growing, CAREINGTON has positioned itself to be the innovative dental partner in the country!

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No, you do not. You can have employees complete individual applications and pay directly

but...

• You lose the perceived benefit of offering a dental plan through your company.
• You make it harder for employees to obtain dental. Payroll deduction is easy for employees
.
• The employees will have a higher monthly fee as well as a one time processing fee.
• Offering a dental program contributes to an attractive incentive program.

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• Once effective all aspects of our plan is available, no waiting.
• Only 3 participants to make a group
• Our plan is affordable (1/3rd to 1/5th of the cost of most employer dental plans)
• Highest schedule of savings in dental care the industry
• No employer cost - totally voluntary for the employee
• Helping some of America's largest corporations, now available to the small employer
• Simple, very easy to set up.

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We are so excited about the Careington plan, and know that you are going to LOVE IT...we are now promising a 30 DAY MONEY BACK GUARANTEE. If, during the first 30 days you decide to cancel this program for whatever reason, we will honor your request and send your premium back.

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When you are effective for coverage you will contact a provider on the provider list and make an appointment.

You will need to take either your temporary ID card that we e-mail you or your permanent card which we mail to your home address to the dentist office for your appointment.

The dentist office will call CAREINGTON to verify coverage. Because of this you do not need a card to get services, only either your member number or your social security number.

You will only pay the co-payment according to the schedule of benefits, which are outlined by ADA code (American Dental Association).

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Teeth Cleanings are covered at the price listed in the Schedule of Benefits twice per year or every six months. Additional cleanings will be charged at dentist's regular fees and may vary by office.

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Dentists must meet our highly selective credentialing process which is based on education, background, location, office facilities, and other requirements.

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Have your dentist call CAREINGTON at 800-290-0523 and ask for a new provider packet from the Member Services Department. While we do not guarantee that a provider will join our plan, we have found that when a provider initiates the process then the chances of success is much greater.

Please be aware that the credentialing and qualifying period can take time, sometimes as long as six months, depending on the speed of response from the dentist.

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In case of an emergency, a Member should contact their usual network Provider. If he/she is unavailable, contact Member Services and we will assist you in locating another Provider.

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Yes, CAREINGTON can coordinate benefits with other indemnity dental insurance companies. In order to receive benefits from CAREINGTON, you must see one of our Providers. After paying the reduced fee, you will need to file a claim form with your other insurance.

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1) Who can your employee include as a dependent?

• A spouse or common law partner
• A dependent child to age 19, or 23 if full time student
• A disabled child who is fully dependent on you for support

If your employee has an older child or parent that they wish to cover, they can select to cover them as an individual on their own individual application.

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2) What if an employee wants to add dependents after the initial enrollment date?

Your employee needs to include dependents now. They can add/drop dependent coverage if they have a change in family status like marriage, divorce, birth of a child, responsibility for a child because of divorce decree, adoption, etc..

A change form needs to be completed and faxed to us at 817-377-8826. To print a change form click here. If you do not have Adobe Acrobat please click below.

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3) How do employees drop a dependent?

A change form needs to be completed and faxed to us at 817-377-8826. When you are a group client you will be given a group number in order to access this material.

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Our Recommendation:   

See if anyone is interested in our plan! Please print the attached survey and distribute to all the employees to see if there is interest in Careington Dental Plan. This is a great way to check interest immediately and save everybody time.

Note: Make sure that people understand that this survey isn't asking for commitment, just interest. Also ask that all surveys are returned as soon as possible, otherwise people might be interested but forget to turn these back in.

Click Here for Employee Survey and Pass Around!

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