A growing number of people are searching for affordable dental insurance, and a growing number of options are becoming available. The Federal Trade Commission is cracking down on medical discount plans and fake insurance policies taking advantage of people in tough financial situations.
The cost of medical and dental work keeps going up, and patients are getting slammed with exorbitant bills. This makes it easy for scam companies to swoop in and offer too-good-to-be-true offers to reduce or eliminate your bills.
Discount plans can save you a substantial amount of money on your medical or dental costs, but you’ve got to make sure you’re signing up with a legitimate company.
Full Fee Schedule
One way to ensure that your discount plan will truly save you money on your procedures is if you have access to the full fee schedule before signing up. If the company tries to hide its prices you could face a lot of hidden fees whenever you try to use the plan. You want to find a company that doesn’t lead you along a trail to pick up clues along the way.
For an example of a legitimate company, the CAREington 500 Series dental discount plan gives you access to the full fee schedule online before you even start an application, so you can know exactly what you’re signing up for. A scam company doesn’t want to be open with you, but we at 1Dental.com have nothing to hide.
Risk-Free Cancellation Policy
Check the cancellation/refund policy before you sign up – do you have to jump through numerous hoops in order to receive even a small percentage of what you originally paid? If so, it may be a scam, because the company wants to keep your money once they’ve got it – even after you figure them out.
Look for something like 1Dental.com offers, which offers a 30-day money-back guarantee along with no additional cancellation fee. We think you’ll really benefit from the plan, but we don’t want to trap you if, for some reason, it’s just not working out for you.
While you’re shopping around for a medical or dental discount plan, keep your eyes open and do some research before you sign up. A good discount plan can make your medical or dental work much more affordable.
Read more: ABC News
Check out this guide to see if your discount plan is legitimate.
For more information on a dental discount plan, visit 1Dental.com.