Updated: 2/18/2020 Traditional health and dental insurance have changed a lot in today’s economy. Check out these statistics: Roughly just 48% of the U.S. workforce can obtain a dental plan…

Insurance

Health Coverage Less Accessible

Updated: 2/18/2020

Traditional health and dental insurance have changed a lot in today’s economy. Check out these statistics:

  • Roughly just 48% of the U.S. workforce can obtain a dental plan through their employer, although 74% have access to comparable medical-only benefits. (U.S. Bureau of Labor Statistics)
  • Within the next year, 7% of employers will eliminate or reduce dental care benefits. (The Society for Human Resource Management)
  • Next year 56% of large companies intend to make their employees responsible for a larger portion of health-care costs. (National Business Group on Health / Towers Watson)
  • In addition to general changes, 28% of companies have opted to charge extra to add a spouse to insurance plans. Next year, 12% of employers plan to shift to high-deductible insurance coverage to save money. (National Business Group on Health / Towers Watson)
  • Co-pays and deductibles are costing American families an average of $6,000 in out-of-pocket health insurance and medical costs. It’s predicted that by 2012, that number will reach $9,000. (National Coalition on Health Care)
  • Dental insurance is one of the first benefits employers are looking to cut back. (Society for Human Resource Management)
  • Financial burdens caused more than 50% of uninsured and 30% of insured Americans to skip necessary oral care visits during the last year. (2009 Harris Interactive/HealthDay Poll)

Discount dental plans are becoming more and more appealing as people consider the alternative options. Good Morning America endorsed Careington in a segment about discount clubs, and Dental Products Report, a leading dental publication, featured 1Dental.com in a piece about how to help more patients get the treatment they need.

Careington was started in 1979 by two dentists, and it has grown to more than 8 million members nationwide with more than 82,000 dental providers in the Careington Care 500 network alone. Many have found it a refreshing alternative to traditional dental insurance. Click here to learn more about dental plans, or call 800-372-7615.

1 Comment
  1. Hi Hannah,

    Great post, when you see those numbers its pretty scary for people.

    What does the future hold for dental insurance?

    Here in the UK, we have dental insurance but its a little different as we have the national health service to fall back on but that has its own set of problems. I don’t think there’s such a thing as the perfect health care system. There’s pro’s and con’s to all.

    Anyways keep up the good work its a great site you’ve got :-)

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