A toothache, chipped tooth, an abscess – these dental emergencies and others like them require immediate attention. However, with certain dental plans, you’re required to wait a period of time before using the plan.
Understanding your dental plan’s waiting period and the reasoning behind the wait can help prepare you for dental emergencies when you need immediate dental care.
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The best way to ensure you won’t have to wait should a dental emergency arise, is by purchasing a plan you can use immediately, like the Careington Care 500 dental plan by 1Dental.
The Careington Care 500 discount dental plan is an affordable membership program that offers its members significant discounts on dental procedures at in-network dentists. Unlike dental insurance, there are no premiums and no waiting – just a yearly (or monthly) membership fee and the discounted rate you pay on your dental treatments and procedures at the dentist.
Sign up for the Careington Care 500 Discount Dental Plan and begin using the plan immediately. You will receive a temporary ID card proving your membership via email at the point of sign up. Simply show your ID card to one of the dentists in the Careington Care 500 network and they will honor the pre-negotiated discounted rates giving you 20-60% off your visit! Other 1Dental plans like the Dental Access Plan powered by the Aetna Dental Access network do require a short activation period of 7-10 business days before you receive your ID cards in the mail, but you can often find more dentists who accept this plan.
A dental insurance waiting period is a period of time in which a dental insurance company will not pay for certain dental procedures – anywhere from six to twelve months. Dental insurance companies use waiting periods so potential customers do not just buy dental insurance when they have a list of dental procedures they need done and then cancel after the procedures are complete.
Waiting periods also lessen dental insurance costs for the consumer. The longer the waiting period, the lower the dental insurance premium will be.
A dental insurance “no waiting” term means that there is no waiting to receive certain dental procedures covered under a dental insurance plan.
Though dental insurance plans include waiting periods, there are certain procedures and treatments within dental insurance plans that are typically classified as no waiting period.
They are as follows:
As mentioned above, should you have a dental emergency arise – a toothache that requires a root canal and crown, for example – having a dental insurance plan with no waiting period or a discount dental plan with no waiting will allow you to get the immediate treatment you need.