But that isn't how dental insurance works
It modestly lowers what you pay out of pocket (until you hit your maximum, which is usually around $1,500 per year). Then you pay the rest 100% out of pocket.
Many people think they need to buy dental insurance as a supplement to medical insurance.
But there are some important differences:
There’s a cap on what YOU pay (which protects you)
Can’t delay benefits more than 90 days
There’s a cap on what THEY pay (which protects them)
Waiting periods of 1-2 years are common for major dental work