The Truth About Dental Insurance

Insurance is great!

For your car, home, health, or life, it protects you from catastrophic
loss and caps what you pay for a covered event.

For your car, home, health, or life, it protects you from catastrophic loss and caps what you pay for a covered event.

The Truth About Dental Insurance

But that isn't how dental insurance works

uh-what
“Uhh… what?”

It modestly lowers what you pay out of pocket (until you hit your maximum, which is usually around $1,500 per year). Then you pay the rest 100% out of pocket.

Many people think they need to buy dental insurance as a supplement to medical insurance.

But there are some important differences:

Medical Insurance

There’s a cap on what YOU pay (which protects you) thumb-up

Can’t delay benefits more than 90 days thumb-up

Dental Insurance

There’s a cap on what THEY pay (which protects them) thumb-down

Waiting periods of 1-2 years are common for major dental work thumb-down

But that isn't how dental insurance works

uh-what

“Uhh… what?”

It modestly lowers what you pay out of pocket (until you hit your maximum, which is usually around $1,500 per year). Then you pay the rest 100% out of pocket.

Many people think they need to buy dental insurance as a supplement to medical insurance.

But there are some important differences:

Medical Insurance

There’s a cap on what YOU pay (which protects you) thumb-up

Can’t delay benefits more than 90 days thumb-up

Dental Insurance

There’s a cap on what THEY pay (which protects them) thumb-down

Waiting periods of 1-2 years are common for major dental work thumb-down

Insurance is great!

For your car, home, health, or life, it protects you from catastrophic loss and caps what you pay for a covered event.

But that isn't how dental insurance works

uhwaht-image   “Uhh… what?”

It modestly lowers what you pay out of pocket (until you hit your maximum, which is usually around $1,500 per year). Then you pay the rest 100% out of pocket.

Many people think they need to buy dental insurance as a supplement to medical insurance.

But there are some important differences:

Medical Insurance

There’s a cap on what YOU pay (which protects you) thumb-up

Can’t delay benefits more than 90 days thumb-up

Dental Insurance

There’s a cap on what THEY pay (which protects them) thumb-down

Waiting periods of 1-2 years are common for major dental work thumb-down

Dental savings plans are a better way

There’s no silver bullet when it comes to visiting the dentist. Sometimes it’s just plain expensive no matter what you do.

But with a dental savings plan, you can trim your costs at the dentist for a LOT less *(and with a lot less fine print) than most kinds of dental plans out there.

Already have dental insurance? You can still join 1Dental and use it when it saves you more.

SEE OUR PLANS

Dental savings plans are a better way

“Tell me more!”

There’s no silver bullet when it comes to visiting the dentist. Sometimes it’s just plain expensive no matter what you do.

But with a dental savings plan, you can trim your costs at the dentist for a LOT less *(and with a lot less fine print) than most kinds of dental plans out there.

Already have dental insurance? You can still join 1Dental and use it when it saves you more.

SEE OUR PLANS

How does a dental savings plan work?

It’s not dental insurance — it’s what dental insurance should be.
It’s not dental insurance —
it’s what dental insurance should be.
1

Dentists Agree to Lower Prices for Members

It’s like a Costco membership — a club with unlimited, exclusive savings nationwide.

2

You Pay a Small Fee to Join

Memberships start at just $99 a year for one person, plus a $20 nonrefundable setup fee. Take 30 days to try it out. If it doesn’t work out, you get your membership fee back.

3

You Save Money on Every Visit

No matter what a dentist in the network would normally charge for a procedure, you pay the dollar amount listed in the discounted price list. No limits, no waiting, no exclusions of pre-existing conditions.

Everyone Wins!

Dentists get more patients and keep their dental practice running.

You save lots of money and take care of your dental health.

No one has to deal with paperwork or postpone needed care.

Worth checking out?
SEE OUR PLANS

Everyone Wins!

Dentists get more patients and keep their dental practice running.

You save lots of money and take care of your dental health.

No one has to deal with paperwork or postpone needed care.

Worth
checking
out?

SEE OUR PLANS

Your dental plan purchase helps veterans in need

Together the 1Dental community has relieved

$1,000,000

of veterans' medical debt. Learn More
our-plan-veterans

Your dental plan purchase helps veterans in need

Together the 1Dental community has relieved

$1,000,000

of veterans' medical debt. Learn More

Confused? Got questions? We live for this stuff!

Call us: 800-372-7615     or     Chat with us

Our commitment to you

If you call or chat with us and we determine that one of these plans actually won’t help you, we will tell you. We want you to find the best plan for you and your family, even if it’s not with us.

Confused? Got questions?
We live for this stuff!

Call us: 800-372-7615

or

Chat with us

Our commitment to you

If you call or chat with us and we determine that one of these plans actually won’t help you, we will tell you. We want you to find the best plan for you and your family, even if it’s not with us.