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No Dental Insurance But Need a Dental Exam?

No Dental Insurance Dental Exam

If you are without dental insurance, it might be easy to dismiss your regular dental visits to cut down on costs. However, your regular dental visits are where dental exams and cleanings take place. We’ve already talked about the importance of dental cleanings, but what about a dental exam? Dental exams are how you know the health of your mouth and how your dentist is able to address and treat any problems that are present. Here, you’ll see why it’s so important that you have these regular dental exams, what types of dental exams there are and what you can expect to pay for a dental exam with or without dental insurance.

How Much Does it Cost to Get a Dental Exam?

A dental exam costs between $60 and $120 with no insurance. Below is a list of average prices you might pay for an exam.

Average Cost of a Dental Exam
Type of Exam Cost Without Insurance
Periodic Oral Evaluation - Established Patient $67
Limited Oral Evaluation - Problem Focus $99
Comprehensive Oral Evaluation - New or Established Patient $116

Why Do I Need to Have a Dental Exam?

Dental exams are an important preventative measure for oral health. They allow dentists or dental hygienists to take a thorough look at the condition of your mouth and recommend any additional actions needed to safeguard your oral health.

Types of Dental Exams

Although most people only imagine there being just one type of dental exam, knowing the difference is important, especially when considering the cost. There are actually three types of dental exams your dentist can administer. These include:

  • A Periodic Exam: At your regular six-month cleaning visit, you will receive a periodic exam. During the exam, your dentist will examine all of your teeth, look closely at your gum tissue, give you an oral cancer screening and review any x-rays you took.
  • A Limited Exam: A limited exam will focus specifically on a particular problem. This exam is usually performed during emergency visits, or after your dentist sees a problem area in one of your dental x-rays.
  • A Comprehensive Exam: This is a thorough exam that shows the dentist the health of your teeth, gums and jaw. A comprehensive exam will also include an oral cancer screening, discussion of previous dental work and, typically, a complete set of dental x-rays (although the cost of dental x-rays is additional). These exams are for new patients, or patients who have not been to their dentist in over three years.

Dental Exams and the Careington 500 Series Dental Plan

A dental exam isn’t as pricey as, say, a root canal, but with all of the other fees you need to pay for your dental cleaning, cutting the cost wherever you can is always a good idea. Here, you’ll see how much our Careington 500 Series Dental Plan can save you on each type of dental exam. The Careington Series Plan is a nationwide plan, but here we’ve pulled just a few sample price lists for residents of California, New York and Texas. You’ll be able to see the benefits of having a discount dental plan by examining these sample prices.

California Careington Members

  • Periodic Oral Evaluation – Established Patient: $24
  • Pulp Cap Indirect: $36
  • Comprehensive Oral Evaluation – New or Established Patient: $40

New York Members

  • Periodic Oral Evaluation – Established Patient: $18
  • Pulp Cap Indirect: $23
  • Comprehensive Oral Evaluation – New or Established Patient: $23

Texas Members

  • Periodic Oral Evaluation – Established Patient: $15
  • Pulp Cap Indirect: $19
  • Comprehensive Oral Evaluation – New or Established Patient: $19

Disclaimer: The prices listed above reflect what you can expect to pay at a general dentist that accepts our Careington Care 500 plan, not at a specialist. Specialists in our Careington Care 500 network have agreed to a flat 20% off their prices, which may vary depending on the specialist you see.


Dental exams are a preventative treatment that can save you a lot of money in the long-run. Try our discount dental plans to make your regular dental visits affordable.

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What members are saying:

"Took my son to the dentist today, it was only $103 for everything. Before I would have paid over $300!"

"I have saved an incredible amount of money...about 50% each visit. For under $10/month it's a bargain!"

"I saved over $1,000 with this plan.
Thank you so much!"
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