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No Dental Insurance But Need Dental Fillings?

No Dental Insurance Fillings

If you’ve ever had a cavity, you’ve probably had a filling. Paying for dental fillings, especially if you need multiple ones, can be tough, particularly if you have no dental insurance. However, it is possible, as you’ll soon see. Below is some information on how much fillings cost without insurance, what other reasons dentists have for recommending this treatment and what types of fillings you might get.

How Much Does it Cost to Get a Filling?

A filling can cost anywhere from $150 to $530 without insurance. It depends on the type of filling you need. Below is a list of different types of fillings and the average prices for each.

Average Cost of a Dental Exam
Type of Filling Cost Without Insurance
Amalgam - One Surface, Primary or Permanent $191
Amalgam - Two Surfaces, Primary or Permanent $241
Amalgam - Three Surfaces, Primary or Permanent $295
Amalgam - Four or More Surfaces, Primary or Permanent $352
Resin-Based Composite - One Surface, Anterior $225
Resin-Based Composite - Two Surfaces, Anterior $270
Resin-Based Composite - Three Surfaces, Anterior $328
Resin-Based Composite - Four or More Surfaces, Anterior $406
Resin-Based Composite - One Surface, Posterior $241
Resin-Based Composite - Two Surfaces, Posterior $304
Resin-Based Composite - Three Surfaces, Posterior $376
Resin-Based Composite - Four or More Surfaces, Posterior $444

Why Do I Need to Get a Filling?

Your dentist may recommend a filling for several reasons.

  • You have tooth decay - the most common culprit.
  • You have a cracked or broken tooth that needs to be repaired.
  • You bite your nails, which has worn down on your teeth.
  • You experience bruxism, or tooth grinding, also causing wear and tear on your teeth.
  • You are consistently using your teeth to open things. This can cause damage to your teeth—at most, chipping or breaking your teeth.

Types of Fillings

Many dentists will have fillings they prefer to use on their patients’ teeth, but there are many options to choose from. Here are the five types of fillings available for you, with a detailed explanation of some of their pros and cons:

  • Silver Amalgam: Silver amalgam fillings are similar to gold fillings in that they offer great strength and durability, but they can be purchased at a much lower price. Unfortunately, amalgam fillings are more prone to expanding and contracting on the tooth, which makes more likely to crack the tooth compared to other types of fillings.
  • Composite: These fillings are made of a tooth-colored composite so they blend in with your teeth. Composite fillings tend to be the most popular because of that feature. However, they are not as durable as other types of fillings and need to be replaced every years, which is something to take into consideration.
  • Gold: Gold fillings can last up to 15 years because they are sturdy and non-corrosive. Many people find gold fillings more appealing than silver fillings because of how they look. However, these fillings can cost up to ten times more than silver fillings and more than one dental office visit to fit them properly.
  • Ceramic: Often made of porcelain, ceramic fillings are durable and pleasing to the eye, but they do wear down on the opposing teeth because of their rough material.
  • Glass ionomers: These fillings are the best for children since their teeth are still changing. They tend to last less than five years, but they do their job of helping prevent tooth decay.

Fillings and the Careington 500 Series Dental Plan

Paying for fillings can seem like an overwhelming feat after looking at the prices listed above, but it is possible. Consider a dental insurance alternative like the Careington 500 Series Dental Plan.

This is a nationwide plan that can help those without insurance save a significant amount of money at the dentist. After seeing the prices listed above for what typical fillings would cost at the dentist for someone with no dental insurance, see the prices below for people who live in California, New York and Texas who have a discount dental plan:

California Careington Members

  • Amalgam – One Surface, Primary or Permanent: $57
  • Amalgam – Two Surfaces, Primary or Permanent:: $76
  • Amalgam – Three Surfaces, Primary or Permanent: $92
  • Amalgam – Four or More Surfaces, Primary or Permanent: $112
  • Resin – Based Composite – One Surface, Anterior: $71
  • Resin – Based Composite – Two Surfaces, Anterior: $90
  • Resin – Based Composite – Three Surfaces, Anterior: $116
  • Resin – Based Composite – Four or More Surfaces, Anterior: $144
  • Resin – Based Composite – One Surface, Posterior: $80
  • Resin – Based Composite – Two Surfaces, Posterior: $112
  • Resin – Based Composite – Three Surfaces, Posterior: $144
  • Resin – Based Composite – Four or More Surfaces, Posterior: $170

New York Members

  • Amalgam – One Surface, Primary or Permanent: $57
  • Amalgam – Two Surfaces, Primary or Permanent:: $73
  • Amalgam – Three Surfaces, Primary or Permanent: $86
  • Amalgam – Four or More Surfaces, Primary or Permanent: $106
  • Resin – Based Composite – One Surface, Anterior: $73
  • Resin – Based Composite – Two Surfaces, Anterior: $87
  • Resin – Based Composite – Three Surfaces, Anterior: $111
  • Resin – Based Composite – Four or More Surfaces, Anterior: $139
  • Resin – Based Composite – One Surface, Posterior: $93
  • Resin – Based Composite – Two Surfaces, Posterior: $134
  • Resin – Based Composite – Three Surfaces, Posterior: $172
  • Resin – Based Composite – Four or More Surfaces, Posterior: $198

Texas Members

  • Amalgam – One Surface, Primary or Permanent: $43
  • Amalgam – Two Surfaces, Primary or Permanent:: $55
  • Amalgam – Three Surfaces, Primary or Permanent: $65
  • Amalgam – Four or More Surfaces, Primary or Permanent: $79
  • Resin – Based Composite – One Surface, Anterior: $55
  • Resin – Based Composite – Two Surfaces, Anterior: $66
  • Resin – Based Composite – Three Surfaces, Anterior: $83
  • Resin – Based Composite – Four or More Surfaces, Anterior: $106
  • Resin – Based Composite – One Surface, Posterior: $69
  • Resin – Based Composite – Two Surfaces, Posterior: $102
  • Resin – Based Composite – Three Surfaces, Posterior: $129
  • Resin – Based Composite – Four or More Surfaces, Posterior: $149

Disclaimer: The prices listed above reflect what you can expect to pay at a general dentist that accepts our Careington Care 500 plan, not at a specialist. Specialists in our Careington Care 500 network have agreed to a flat 20% off their prices, which may vary depending on the specialist you see.

Conclusion

Talk to your dentist about which filling is best for you and then discuss pricing with him/her. Some dentists are willing to work out payment plans for you. Also, consider purchasing one of our discount dental plans. They’ll help cut the cost for you so you can improve your oral health.

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