No Dental Insurance
But Need Dental Crowns?

No Dental Insurance Crown

Crowns protect the remaining part of your teeth after your dentist fixes damage or decay. They’re important! The problem is, they’re also expensive — but you can’t afford to ignore your dental health.

What do you do if your dentist recommends a crown, but you have no dental insurance?

How Much Does a Tooth Crown Cost?

Dental crowns can cost anywhere from around $300 to $1,400 depending on the type of crown you need. Below are some average prices for each type of crown if you have no dental insurance. Beside it, you can see the difference if you join a dental savings plan through 1Dental!

If you see a type of crown that’s cheaper than the one the dentist recommended for you, keep in mind that each type of crown serves a slightly different purpose (for example, some are only temporary or only designed for baby teeth). Therefore, you may not always be able to easily substitute one kind for another.

Disclaimer: For the most up-to-date treatment prices in your area, please visit the 1Dental fee schedule and enter your zip code.

Average Cost of Dental Crowns
Type of Crown Cost Without
Insurance
Your Cost with A 1Dental Savings Plan
Careington Care 500 Series
*Prices are averages of Texas, Florida, California, & New York
Type of Crown Cost Without
Insurance
Your Cost with A 1Dental Savings Plan
White (Resin) Crown - Temporary
ADA Code 2710
$1,201 $258
White (Resin) + High Noble Metal Crown
ADA Code 2720
$1,312 $547
Porcelain or Ceramic Crown
ADA Code 2740
$1314 20% off
Porcelain + High Noble Metal Crown
ADA Code 2750
$1,414 $642
Porcelain + Base Metal Crown
ADA Code 2751
$1,319 $581
Porcelain + Noble Metal Crown
ADA Code 2752
$1,348 $610
Full Cast High Noble Metal Crown
ADA Code 2790
$1,438 $627
Full Cast Base Metal Crown
ADA Code 2791
$1,307 $567
Prefabricated Stainless Steel Crown (Baby Tooth)
ADA Code 2930
$335 $135
Prefabricated Stainless Steel Crown (Permanent Tooth)
ADA Code 2931
$405 $155

Types of Crowns

It can be easy to get lost reading about all the different types of crowns. How do you know which kind to get? Ultimately, your dentist will be able to recommend the best one for your situation and the area of your mouth involved, but here are your typical crown options:

Stainless Steel

Stainless steel crowns are used as a temporary measure for permanent and primary teeth. They are most commonly used for children’s teeth because their primary teeth will soon come out, making the stainless steel crown fall off naturally. In adults, more trips to the dental office are required to place this type of crown.

Metal

For metal crowns, less tooth structure needs to be removed in preparation for the crown. These crowns often last the longest and are some of the most resistant to wear and tear. They are most frequently used for back teeth, which usually remain unseen and benefit from the sturdiness of all-metal crowns.

Porcelain + Metal

These crowns look like normal teeth, which is a plus. However, they can have a lot of wear and tear on the opposing teeth when you bite down and chew, and the porcelain part of the crown can break off. Crowns made of porcelain and metal can be used for both front and back teeth.

Porcelain or Ceramic

All-ceramic or all-porcelain crowns are a great choice if you’d like the crown to match the natural color of your teeth. These are also a great option for individuals who are allergic to metal. Keep in mind that these can wear down on opposing teeth more than metal or resin crowns.

Resin

All-resin dental crowns are the least expensive compared to the other types of crowns listed. However, they can wear down more quickly and fracture more easily than the crowns made of porcelain and metal. For these reasons, resin crowns are rarely a long-term solution and are usually a temporary stand-in.

Temporary vs. Permanent

Your dentist will be able to advise you on whether temporary or permanent crowns are your best option. Temporary crowns are usually made in a dentist’s office, while permanent crowns are created in a dental laboratory. More and more dental offices are able to create permanent crowns in-house, however, especially those made of porcelain or ceramic.

Additional Procedures to Support the Crown

Your total cost may differ because of additional procedures like building up the tooth beforehand or paying a lab to make the crown. These add-ons are designed to contribute to the stability and longevity of the crown and usually range between $100 and $500 with no dental insurance.

Additional Procedure Cost Without Insurance Your Cost with A 1Dental Savings Plan
Careington Care 500 Series
*Prices are averages of Texas, Florida, California, & New York
Additional Procedure Cost Without Insurance Your Cost with A 1Dental Savings Plan
Core Buildup (Prepares Tooth for Crown)
ADA Code 2950
$335 $136
Additional Pins to Hold Crown in Place
ADA Code 2951
$98 $31
Custom-Made Post & Core to Hold Crown in Place
ADA Code 2952
$524 $213
Prefabricated Post & Core to Hold Crown in Place
ADA Code 2954
$416 $167

Why Do I Need to Get a Crown?

Dentists most commonly use crowns to repair and strengthen a damaged tooth (particularly after a procedure like a root canal, or if the cavity is too deep for a filling to work). However, crowns can also be used to simply improve the appearance of a tooth, including its color, shape or even alignment.

Should I Get Dental Insurance Before I Get A Crown?

Typical dental insurance plans will cover many types of crowns as long as they are deemed necessary and not cosmetic.

However, here are some reasons a dental insurance plan may still not help you if you need a crown:

Waiting Periods

Many insurance policies have waiting periods of 6 months to 1 year before you are eligible for savings on crowns. Even then, the most you will usually be able to save is 50%. You will want to weigh the cost of premiums plus the extended wait time for the procedure you need against what you will actually save with the insurance plan.

Exclusions of Pre-existing Conditions

In addition, many insurance plans exclude pre-existing conditions, which would mean you’d still end up paying full price.

Limits on Types of Crowns

Many dental insurance plans will also only allow you to save on a replacement crown once every 5 to 7 years. If you need one sooner than that, you may still need to pay full price. In addition, many insurance plans will only cover crowns in drastic cases or when a root canal has been performed.

Annual Limits on Payment

Many dental insurance plans have annual limits that they will cover in one year, ranging from $1,000 to $1,500. As you saw above, that annual limit can often be easily reached with just one crown procedure preparatory work. Then any other dental needs you’d have during the year would need to be paid for out of pocket.

A Better Way to Save Money on Crowns

The Careington 500 Series Dental Plan

The Careington Care 500 plan through 1Dental is not dental insurance. It is a dental savings plan — a membership club with exclusive savings. If the prices listed above are a bit more than you’d like to pay, and you’d like to save money on a crown sooner than six months to a year, consider an affordable insurance alternative like a dental savings plan.

Benefits of a Dental Savings Plan for Saving Money on Crowns:

  • No waiting periods — In fact, you can use Careington Care 500 the day you sign up!
  • No annual limits
  • No exclusions of pre-existing conditions
  • Use as often as you need
  • No limits on types of crowns — save on cosmetic crowns, too!

Learn More About the Careington Care 500 Plan

You could start saving today! Why wait any longer?

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America’s Fastest Growing Private Companies

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Nationally Ranked #10 Medium-size Company

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Recognized as one of
America’s Fastest Growing Private Companies

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America’s Fastest Growing Private Companies

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THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance. This plan does not meet the minimum creditable coverage requirements under M.G.L. c.111M and 956 CMR 5.00. This plan is not a Qualified Health Plan under the Affordable Care Act. This is not a Medicare prescription drug plan. The range of discounts will vary depending on the type of provider and service. The plan does not pay providers directly. Plan members must pay for all services but will receive a discount from participating providers.The list of participating providers is at https://www.1dental.com/dentists/ A written list of participating providers is available upon request. You may cancel within the first 30 days after effective date or receipt of membership materials (whichever is later) and receive a full refund, less a nominal processing fee (nominal fee for MD residents is $5, AR and TN residents will be refunded processing fee). Discount Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380.

This plan is not available in Vermont or Washington.

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